Terms Of Use

This Terms of Use Agreement (“Agreement”) constitutes a legally binding agreement made between you, whether personally or on behalf of an entity (“user” or “you”) and Expense Magic and its affiliated companies (collectively, “Company” or “we” or “us” or “our”), concerning your access to and use of the Expense Magic website as well as any other media form, media channel, mobile website or mobile application related or connected thereto (hereinafter “Expense Magic Services”).

Expense Magic Services

Expense Magic website is built around in-depth information and resources on expense tracking and management for individuals and businesses.  

We provide online information, newsletters, products & service information, knowledge and tools related to expense tracking and management.

You may use the Expense Magic Services for your personal and business use or for internal business purpose in the business unit that you represent. You may connect to the Expense Magic Services using any Internet browser supported by the Expense Magic Services. Access to the Internet and any other equipment needed to use the Expense Magic Services is your responsibility.

Modification of Terms of Use

We may modify the Terms upon notice to you at any time. You will be noticed of any such modification by email or by publishing the changes on the website https://expensemagic.com/terms-of-use. You may terminate your use of the Expense Magic Services if the Terms are modified in a manner that substantially affects your rights in connection with use of the Expense Magic Services. Your continued use of a Service after notice of any change to the Terms will be deemed to be your agreement to the amended Terms.

User Sign Up Obligations

You need to sign up for a user account in order to access or use the Expense Magic Services. If you represent an organization and wish to use the Expense Magic Services, we recommend that you use your corporate email address. You agree to: a) provide true, accurate and current information about yourself as prompted by the sign up process; and b) maintain and promptly update the information provided during sign up to keep it true, accurate and current.

If you provide any information that is untrue, inaccurate or outdated, or if Expense Magic has reasonable grounds to suspect that such information is untrue, inaccurate or outdated, Expense Magic can terminate your user account without further notice and refuse current or future use of the Expense Magic Services.

We reserve the right to deactivate unverified user accounts (i.e. accounts for which the email address has not go through our verification process) within a reasonable time period (e.g. 10 days after the account was created). In the event of such a deactivation, the account holder may contact Expense Magic within the following 30 days requesting a reactivation. Otherwise, Expense Magic reverses the right to delete the deactivated account and all data associated with it. Expense Magic reserves the right to refuse an account reactivation request, especially in the event of continuous verification failures on behalf of the account owner.

IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF A EXPENSE MAGIC OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY TO THIS AGREEMENT. IF YOU DO NOT HAVE SUCH AUTHORITY YOU MUST NOT ACCEPT THIS AGREEMENT AND MAY NOT USE THE EXPENSE MAGIC SERVICE.

IF YOU DO NOT AGREE TO ABIDE BY THIS AGREEMENT, OR TO MODIFICATIONS THAT EXPENSE MAGIC MAY MAKE TO THIS AGREEMENT IN THE FUTURE, DO NOT USE OR ACCESS OR CONTINUE TO USE OR ACCESS THE EXPENSE MAGIC SERVICES OR THE WEBSITE.

User Data & Privacy Policy

Please refer to the Privacy policy, for information on how Expense Magic collects, uses and discloses personally identifiable information from its Users. By using the Expense Magic Services you agree to our use, collection and disclosure of personally identifiable information in accordance with the Privacy Policy.

Subscriptions & Charges

Paid Expense Magic Services, if any are delivered via subscription plans, all of which are available on monthly and annual billing periods. A month is always considered as 30 days of Service delivery and does not vary based on the fiscal month. A year is always considered as 365 days of Service delivery and does not vary based on the fiscal year. You may cancel your subscription to the Expense Magic Services anytime.

Expense Magic reserves the right to change the subscription fee and to charge for the use of Expense Magic Services that are currently available free of charge. You will not be charged for using any Expense Magic Service unless you have opted for a paid subscription. In the event of subscription termination, your account will be switched to the free plan. You may choose to change your subscription plan any time. Options for both upgrade and downgrade are provided. When switching plans Expense Magic will consider previous charges for which the Expense Magic Services may not have been yet consumed, and will credit your account the corresponding amounts. Such credit can only be used for future purchases and is not a subject of any kind of refund.

Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Website or the Expense Magic Services (“Submissions”) provided by you to Expense Magic are non-confidential and Expense Magic (as well as any designee of Expense Magic) shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

Restrictions on Use

In addition to all other terms and conditions of this Agreement, you shall not: (i) transfer or otherwise make available to any third party the Expense Magic Services; (ii) provide any service based on the Expense Magic Services without prior written permission; (iii) use the Expense Magic Services for spamming and other illegal purposes.

Spamming and Illegal Activities

You agree to be solely responsible for the contents of your transmissions through the Expense Magic Services. You agree not to use the Services for illegal purposes or for the transmission of material that is unlawful, defamatory, harassing, libelous, invasive of another’s privacy, abusive, threatening, harmful, vulgar, pornographic, obscene, or is otherwise objectionable, offends religious sentiments, promotes racism, contains viruses, or that which infringes or may infringe the intellectual property or other rights of another.

You agree not to use the Services for the transmission of “junk mail”, “spam”, “chain letters”, “phishing” or unsolicited mass distribution of email. We reserve the right to terminate your access to the Expense Magic Services if there are reasonable grounds to believe that you have used the Services for any illegal or unauthorized activity.

Third Party Websites and Content

The Website contains (or you may be sent through the Website or theExpense Magic Service) links to other websites (“Third Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (the “Third Party Content”).

Such Third Party Websites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Websites accessed through the Website or any Third Party Content posted on, available through or installed from the Website, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Websites or the Third Party Content. Inclusion of, linking to or permitting the use or installation of any Third Party Website or any Third Party Content does not imply approval or endorsement thereof by us.

If you decide to leave the Website and access the Third Party Websites or to use or install any Third Party Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Website or relating to any applications you use or install from the Website.

Any purchases you make through Third Party Websites will be through other websites and from other companies, and Expense Magic takes no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party.

Disclaimer of Warranties

You understand and agree that the use of the Expense Magic services is at your sole risk. Expense Magic expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose.

Expense Magic makes no warranty that the Services will be uninterrupted, timely, secure or virus-free. Use of any material downloaded or obtained through the use of the Expense Magic Services shall be at your own risk and you will be solely responsible for any damage to your computer system, mobile telephone, wireless device or data that results from the use of the Expense Magic Services or the download of any such material.

Limitation of Liability

You agree that Expense Magic shall, in no event, be liable for any consequential, incidental, indirect, special, punitive, or other loss or damage whatsoever or for loss of business profits, business interruption, computer failure, loss of business information, or other loss arising out of or caused by your use of or inability to use any of the Expense Magic Services, even if Expense Magic has been advised of the possibility of such damage.

Your sole and exclusive remedy for any dispute with Expense Magic related to any of the Services shall be a termination of such Service. In no event shall Expense Magic’s entire liability to you in respect of any Service, whether direct or indirect, exceed the fees paid by you towards such Service.

Suspension and Termination

We may suspend your user account or temporarily disable access to whole or part of any Service in the event of any suspected illegal activity, extended periods of inactivity or requests by law enforcement or other government agencies.

We will also terminate your user account on your request. In addition, we reserve the right to terminate your user account and deny the Services upon reasonable belief that you have violated the Terms. Termination of user account will include denial of access to all Expense Magic Services, deletion of information in your user account such as your e-mail address and password and deletion of all data in your user account.

Indemnity

You agree to defend, indemnify and holdExpense Magic, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from and against, any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of your contributed content, use of the Expense Magic Services, and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above.

Expense Magic will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

Contact Us

In order to resolve a complaint regarding the Expense Magic Services or to receive further information regarding use of the Expense Magic Services, please contact us